I dont need much maybe 15G. I have a decent fico, and less than 6000 in debt. But am currently unemployed due to the mortgage industry slowing down. Any advice would be helpful.
I want to start a small flower shop, any advice on finding capital?
Try SBA....first and foremost.
Reply:To get started, I suggest contacting the Small Business Administration Financing Page (SBA) – links below. Entrepreneur also offers a great site dedicated to money %26amp; finance – see below.
Research, research, research – this cannot be stressed enough. Read as much as you can. Here are some book titles that are relevant:
* Free Money for Small Businesses and Entrepreneurs by Laurie Blum
* Finding Money: The Small Business Guide to Financing (Small Business Series) by Kate Lister, Tom Harnish
* Financing Your Business Dreams With Other People's Money: How and Where to Find Money for Start-Up and Growing Businesses by Harold R. Lacy
* No Cash No Fear: Entrepreneurial Secrets to Starting Any Business with No Money by Terry Allen
* Starting on a Shoestring: Building a Business Without a Bankroll by Arnold S. Goldstein
There are plenty of free informational resources out there. Check the source box for links to articles. Also, try associations -- I posted some links.
Hope that helps! I wish you much success %26amp; happiness in all your ventures!